SERVICES

WHAT WE OFFER

COMMERCIAL MORTGAGE

It is a mortgage loan secured by commercial property.

The proceeds from a commercial mortgage are typically used

to acquire, refinance, or redevelop commercial property.  Commercial mortgages

are structured to meet

the needs of the borrower and the lender.

RESIDENTIAL MORTGAGE

Our mortgage agents have access to a variety of lenders.  A bank will only offer you limit products, while we, a mortgage broker can offer you more choices through multiple lenders.  With this vast product selection, our agents help home buyers and owners get the best mortgage for their needs.

TRANSFER

Once a mortgage is due, borrowers are often asked to sign renewal agreements, but many people lack understanding when it comes to financing.  While the convenience of the renewal process might appear attractive, you should study other mortgage plans in the market.

REFINANCE

Pay off your current mortgage and replace it with a new one.  This can help you reach a variety of goals.  Refinancing makes sense when you want to borrow additional funds, at a lower interest rate compared to other types of unsecured credit.  A refinance will also allow you to consolidate debt to just one payment with lower rates, or to use that money to pay for home renovations or another major purchase.

NEW PURCHASE

Purchasing a home is one of the most important financial investments you will make in your lifetime.  Not only is a home a place to raise a family and create everlasting memories, your house can also be

the most profitable investment you make in your lifetime. It’s never too late to take your

step into the real estate

market.  And a second mortgage can be a great way to free up your equity.

DEBT CONSOLIDATION

Every Canadian holds two or more loans on average.  These could possibly increase the debt load.  We manage our customers’ loans and fees wisely and incorporate them into one manageable package, decreasing your interest rates and monthly payment.  The lenders who work with us include traditional sources such as chartered banks, trust companies, corporate funds and private pension funds.